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Analyze, Negotiate and Monitor: Keeping Track of Your Business' Finances

Last updated 6 years ago

When it comes to keeping track of your business’ finances, you can never be too careful. Every dollar counts, and wasting resources can be fatal for a small business. Merchant Advocate helps small businesses thrive by helping them get the best deals possible with credit card companies. Here is a summary of how we go about helping businesses save.

  • Analyze
    In the first step of our process, we analyze your costs in order to determine how much you are paying per month to accept credit cards. Deciding whether to accept credit cards is a difficult decision. Business owners generally make their decision based on the demographic they are trying to serve. If consumers in a particular area tend to carry credit cards and not cash, choosing not to accept credit cards can lead to losses in revenue. By thoroughly analyzing your records and looking at your costs, we can help you determine how much your decision to accept credit cards is costing you.
  • Negotiate 
    Credit card companies often take advantage of businesses by demanding exorbitant rates. Business owners generally accept the standard rate, putting their own finances in peril. After we have found out how much accepting credit cards is costing you, we benchmark that figure against what we know you should be paying. Then, once we have that figure, we use the discrepancy to negotiate with your processor for lower rates, allowing you to keep more of the money you earn from every credit card transaction.
  • Monitor
    Even after we’ve negotiated with your processor, our job continues. Your savings begin immediately, but it is important to ensure that you continue to save money. For this reason, we will continue to monitor your accounts.

If you feel like you are paying an exorbitant rate for accepting credit cards, don’t sit back and do nothing. When you hire Merchant Advocate, your up-front cost is zero. We are only here to help you. To learn more about our method, call Merchant Advocate at (732) 727-2073.


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