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Interchange Increases

Last updated 5 years ago

Once or twice a year you may see notices referencing “interchange” increases. When it’s a true Interchange rate change, it’s a direct cost from Mastercard/Visa/Discover passed on to you. For example, in June this year, the NABU fee (Acquirer Network Access and Brand Usage Fee) from Mastercard will increase from $0.0185 to $0.0195- if you review this fee on your statement you may notice it is already much higher than that. That’s because your processor is or sales rep has built in a small profit for themselves. It may not amount to a great deal of money each month for you, but consider when that is multiplied by how many merchants they process for… it adds up! This is some of the insider knowledge we use to analyze statements and make sure our merchants are getting pricing that’s as close to cost as possible. For more information visit us at


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